Finished Unlimited has obtained a patent for a curable coating composition suitable for use on composite substrates such as plastic composites, cementitious composites, ceramic composites, and engineered wood, or on plastic materials. The curable coating composition comprises a multifunctional oligomer, a monomer selected from the group consisting of monofunctional monomers, difunctional monomers and mixtures thereof, a photoinitiator, a polyester resin and a polycarboxylic acid. Also disclosed is a method of coating the substrates with the curable coating composition and a coated substrate wherein the cured coating resides on the surface of the substrate.